About

3Nickels is the only app of its kind that gives judgment-free guidance to eradicate the soul-crushing stress of debt and helps you make the next right decision about your money, no matter where you are on your Financial Wellness Journey.

We're partnering with the San Jose Chamber of Commerce to offer 3Nickels as a Member Benefit, as well as an Employer Member Benefit for their employees to heal their financial stress and improve the employer's bottom line by their employees' increased productivity and improved employee satisfaction.  We deliver a faster ROI than other benefits by boosting enrollment in current plans, increasing financial literacy, and the seamless integration with other benefits, while not competing with current providers because there is no upsell.  We only provide the fiduciary financial advice. 

3Nickels is an essential stepping stone for people feeling trapped by debt and are unable to take advantage of other plans and benefits being offered.

In addition, we collaborate with Colleges, Universities, and Non-Profits to provide the needed education not only through the app, but also through classes and seminars.

Let's collaborate to raise the bar with Financial Literacy and improve Financial Wellness in our Community!